Home Cookie policy

Cookie policy

Cookie Policy

This page explains the Cookie Policy and similar technologies

Privacy Statement

The National Bank treats the personal data it receives through its website with due diligence and processes them completely within the Law on Personal Data Protection and the bylaws.

What are cookies?

Our website uses cookies. A cookie is a small file consisting of letters and numbers that are stored in Your computer.

Cookies do not store personal information, such as your name or address.

The next time you visit our site, cookies allow us to recognize your browser. Cookies may save your preferences and other information, but they may not read your data or information from your hard drive or read other saved cookie files from other pages.

The website of the National Bank uses two types of cookies

Necessary cookies. With the help of the necessary cookies, a web page can be used by providing basic functions, such as navigating through the page. Without these cookies, the website cannot function properly. The necessary cookies are set by the National Bank and are called "first-hand cookies".

Statistical cookies. With the help of statistical cookies we can understand how visitors interact with the website through anonymous information collection. These cookies are called "third party cookies".

List of Analytical cookies used:	Cookies
Google Analytics gathers information allowing us to understand interactions with our websites and ultimately refine that experience to better serve you.	Enable Disable

How to delete or control cookies?

You do not have to accept the cookies and the consent can be revoked at any time. Through your browser settings, you can select which cookies you want to keep and which ones you do not.

You can set your web browser to reject cookies or alert you whenever cookies are sent. If you select this option, certain parts of the website may not function as intended.

For more useful information on cookie management in popular search engines see the following links:

Microsoft Edge:
https://support.microsoft.com/en-us/topic/delete-and-manage-cookies-168dab11-0753-043d-7c16-ede5947fc64dMicrosoft

Internet Explorer:
https://support.microsoft.com/en-gb/help/17442/windows-internet-explorer-delete-manage-cookies

GoogleChrome:
https://support.google.com/chrome/answer/95647?co=GENIE.Platform%3DDesktop&hl=en

Mozilla Firefox:
https://support.mozilla.org/en-US/kb/enable-and-disable-cookies-website-preferences

By clicking “I agree”, You declare that you understand and agree to the use of cookies in accordance with this cookie policy.

INFLATION

EXCHANGE RATES

for the period: -

	Counrty	Code	Currency		Unit	BuyingRate	MiddleRate MKD	SellingRate

NATIONAL BANK POLICY RATES

Monetary instrument	Interest rate
Central Bank bills	5,35%
Overnight loan	5,85%
Overnight deposit	3,95%
7 days deposit facility	4,00%

Changes to the National Bank policy rate

Bank's reserve requirements ratios

Liabilities with contractual maturity of up to 2 years:
in domestic currency	8.0%
in domestic currency with FX clause	100%
in foreign currency	21%
Liabilities with contractual maturity of over 2 years:
in domestic currency	0%
in domestic currency with FX clause	100%
in foreign currency	5%

Financial market operations

Auctions of Central Bank bills

Auctions of government securities

Auctions of repo transactions

Reference rate for calculating the penalty interest rate

5,55%

SKIBOR

The official language of the documents translated herein is Macedonian. In case of any doubt or misunderstanding, the Macedonian version should therefore be considered final.