Skopje, 21 November 2021
The digital financial inclusion is one of the new global challenges. New times and digitalization bring new opportunities for greater financial inclusion, as well as new challenges for higher levels of financial education. At a time when it is necessary to further improve the financial inclusion and financial knowledge of our population, this year, together with other financial regulators, we adopted the first national Strategy for Financial Education and Financial Inclusion, which provides a number of activities and coordinated approach. This was pointed out by the Vice Governor Ana Mitreska in her presentation at the workshop organized by the German Foundation for International Cooperation "Sparkasse", which marked the beginning of the activities of this foundation in our country in the field of financial inclusion.
"There is a need of knowledge in the new opportunities, awareness of digital risks (e-fraud and cyber security risks, over-indebtedness), knowledge in consumer rights and compensation procedures. Digital financial inclusion is becoming one of the top priorities on a global scale. "For example, at the end of 2020, the G20 Global Partnership for Financial Inclusion set digital financial inclusion as one of the main priorities in its action plan for financial inclusion," said Vice Governor Mitreska.
She stressed that we respond to new challenges and needs strategically, with a coordinated approach, through the development and introduction of the first national Strategy for Financial Education and Financial Inclusion. It contains a number of activities that would be implemented by the regulatory bodies, as well as by the private sector, with a contribution from the civil sector also being expected. The main pillars in the field of financial inclusion are consumer protection, access to finance for certain target groups and financial innovation. From the aspect of financial education, the efforts are aimed at building the target groups' basic knowledge, coordinated efforts for education, preparation of educational materials and incorporation of good practices.
Presentation: Financial Education and Financial Inclusion Strategy
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