This brochure has been developed for Macedonian households who are planning to buy a house or apartment of their own to live in, and are considering whether to finance the purchase with a long-term loan. If you are interested in buying a house or apartment, this brochure provides you with guidance on:

  • how to estimate the total cost of purchasing a home;
  • how to estimate how much you can afford to borrow;
  • the most important contract conditions with regard to currencies, interest rates, maturities and repayment schemes.
  • The brochure also offers:
  • a step-by-step guide to help you make your decision;
  • a practical checklist of questions to ask lenders before taking out a mortgage loan;
  • practical tips on other points to bear in mind when buying a home.

Link to educational video

The brochure is available in Macedonian and Albanian language.